BUILD YOUR TEAM Real Estate Agents (That's Us), Lenders, Home Inspectors... Don't Worry! We've Got You Covered!

LIST YOUR WANTS & DON'T WANTS: Location, Schools, Bedrooms, And Yard Size. Make A List Of All The Things You Are Looking For In Your New Home!

START WORKING WITH A LENDER: There Are So Many Options For Home Loans! Begin Working With Lender To Get Pre-approved!
No Lender? No problem! We have plenty of great lenders to recommend!

GO HOUSE HUNTING: Explore neighborhoods, home types, and determine must-haves with your agent.

MAKE AN OFFER: Work with your agent to draft an offer and negotiate terms with the seller.

GET AN INSPECTION AND APPRAISAL: Rely on the pros as they determine the value and condition of the home.

MAKE IT OOFICIAL: On closing day, sign the final documentation and get the keys to your new home!

MOVE IN TO YOUR NEW HOME! Send in the movers! It's time to make your house a home!

BUYING:
• Your monthly mortgage is locked in for the length of your home loan.
• As home prices rise and as you pay down your loan, you build equity on your home.
• As you build equity, your net worth rises!

RENTING:
• Your monthly payment likely increases each time you sign or renew a lease.
• You won't get any return on your investment as you pay your monthly rent.
• As rent increases, saving for a home becomes more difficult.

WHAT IS A PRE-APPROVAL?
According to Freddie-Mac, " A pre-approval is an indication from your lender that they are willing to lend you a certain amount to buy your future home." - Basically, a pre-approval will let you know exactly how much you may able to borrow for your purchase.

HOW DOES A PRE -APPROVAL WORK?
As part of the home-buying process, your lender will take a look at your finances to determine what they will be willing to loan you. From there, they will send you a pre-approval letter. With this letter, you have a better idea of the price range you need to be looking for homes in, as well as giving you an advantage in the current market!

• Don't Change Back Accounts
• Don't apply for new credit cards or close any accounts.
• Don't deposit cash into your back account without speaking to your lender or bank.
• Don't co-sign any loans for someone else.
• Don't make any large puchases like a car.

The best plan is to speak with your lender before doing anything financial!